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Because prescription glasses, contact lenses and prescription sunglasses aren’t covered by Medicare, many turn to private health funds that includes optical benefits in order reduce vision costs.

Our Williamstown staff will help you maximise your claim and reduce any out-of-pocket expense so you get the best possible value out of your optical benefits.

Home » Medicare and Private Health Funds

What Does Medicare Cover?

Anyone holding a current Medicare card has access to:

  • One comprehensive eye test every three years (for those under 65 years years)
  • One comprehensive eye test every year (if you’re 65 +)
  • Contact lens consultations (within a specific range of optical prescriptions)
  • Eye tests as needed if you have an eye condition, such as glaucoma or macular degeneration

Are All Eye Tests Covered by Medicare?

Not all. More specific eye tests, such as those for contact lenses, vision therapy or dry eye may incur additional costs.

What About Private Health Funds?

Private health funds don’t typically cover eye tests, but depending on your policy, they may cover up to 100% of the cost of frames, prescription lenses, or contact lenses.

Our Williamstown Staff Is Here To Help You With Your Private Health Fund

Whether you’re looking for contact lenses, glasses, or the latest in designer brand frames, we’re here to assist you by helping you claim optical benefits on the spot, thus reducing out-of-pocket expenses.

We Accept All Health Funds

Here at Fitzgerald Optometry in Williamstown, we process your health fund claim on the spot using your valid health fund card. We also can help answer any questions you may have regarding your eligibility for certain claims. We’re here to make sure you get what you need at an affordable, competitive price.

  • AAMI
  • ACA Health Benefits Fund
  • AHM Health Insurance
  • AIA Health Insurance Pty Ltd
  • Apia
  • Australian Unity Health Limited
  • Budget Direct
  • Bupa HI Pty Ltd
  • CBHS Corporate Health
  • CBHS Health Fund Limited
  • CDH Benefits Fund
  • CUA Health Limited
  • Defence Health Limited
  • Doctors Health Fund
  • Frank Health Insurance
  • GMF Health Insurance
  • GMHBA Limited
  • GU Health
  • HBF Health Limited
  • HCF
  • Health Care Insurance Limited
  • Health Care Solutions Logo
  • Health Insurance Fund of Australia Limited (HIF)
  • Latrobe Health Services
  • Medibank Private Limited
  • Mildura Health Fund
  • My Own
  • Navy Health Ltd
  • National Health Benefits Australia Pty Ltd (onemedifund)
  • NIB Health Funds Ltd.
  • Nurses  Midwives Health
  • Peoplecare Health Insurance
  • Phoenix Health Fund Limited
  • Police Health
  • Qantas
  • Queensland Country Health Fund Ltd
  • Reserve Bank Health Society Ltd
  • Railway and Transport Health Fund Limited
  • St. Lukes Health
  • Teachers Health
  • Transport Health Pty Ltd
  • TUH Health Fund
  • Westfund Limited

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